Dightman Captial Group
We manage adaptive investment strategies for individual investors, as part of a comprehensive planning environment, designed to protect capital in sustained market contractions and grow capital during market expansions.

Market & Economic Summary

  

Dightman Capital believes one of the key to success in today's environment is to remove entrenched investment biases and implement an adaptive investment process and execution ability. 

The following is our opinion of near-term market and economic conditions.

SPRING 2012

GLOBAL INVESTMENTS
After a very strong rally in Q1, which was a continuation from Q4 2011, stocks have come under selling pressure.  A normal market correction should be expected but investors may want to be on guard for a more sustained market decline given the fragile nature of the current environment. 

WORLD ECONOMY
The Data coming out on the global economy still poses serious challenges.   The debt crisis in Europe could eventually pose liquidity challenges.  Unemployment in the U.S. remains elevated but appears to be improving somewhat.

INFLATION DATA
We believe broad inflation will remain stable for goods and services measured by the Consumer Price Index.  There are risks of elevated prices in select categories like education, healthcare and energy.  Despite current U.S. monetary policy, inflation is likely to be held in check until National Income and Capacity Utilization have increased.  As developed country economies continue to reduce debt levels, deflation in stocks, real estate and commodities may continue.

U.S. RESIDENTIAL HOUSING
It appears housing may be stabilizing in some markets but price recovery may be slow. 

PLANNING
New conversion rules for ROTH IRAs allow high income households an opportunity to fund this unique tax treatment retirement account.

Frequently Asked Questions

Below are common questions about our firm and the services we provide. If you have a question that is not addressed below, please contact us.

Q. Do Dightman Capital employees managing client money invest in the firm's strategies?
A. Yes. We sit at the investment table with our clients and invest in the same strategies we manage.

Q. What is a Registered Investment Advisor (RIA)?
A. An RIA is registered with the Security and Exchange Commission or a state regulatory agency for the purpose of managing investments. Registered Investment Advisors charge a fee to clients and are not compensated by brokerage commissions or by investment companies for the sale of products.  Registered Investment Advisors are required to act as fiduciaries on behalf of their clients.

Q. Does Dightman Capital have custody of my investments?
A. No. Clients provide Dightman Capital with discretionary trading authority to execute transactions on their behalf, but they remain in control of their assets. Accounts are held in the name of the client at Fidelity Institutional Wealth Services.

Q. Do I have online access to my account information?
A. Yes. You will have online access to monitor your investments and download important tax and financial data.

Q. Is there a cost to hold an initial meeting?
A. No.  An initial meeting is complimentary. We believe it is important for potential clients to learn about our disciplined approach to managing money and developing sound financial plans to determine if we will be a good long-term fit.

Q. Does Dightman Capital have investment minimums?
A. No.  We do not impose a minimum account size for new or existing clients.  We may at our discretion decide not to accept a new client or terminate an existing client.  Our global growth strategies require $50,000 to be fully implemented.  For accounts that don't qualify, we use a subset of the investments from the full strategy.  Ideally, clients will have several accounts invested with us.  We assess each client opportunity individually.  Through our relationship with Fidelity we are able to address a wide variety of client investment management needs.  Please contact our office for more information.

Q. Do I have to sell my current holdings to work with Dightman Capital?
A.  No.  Dightman Capital offers services that allow investors to hold existing investments.  For those investors that leverage our carefully designed and closely managed global growth strategies, an initial deposit of cash is required.

Q. Can Dightman Capital serve investors outside of the Seattle or Kansas City areas?
A. Yes. Dightman Capital already serves clients in several states around the country.  With the advent of modern communication technology, it is possible for us to conduct a portfolio or financial plan review from anywhere in the country.

Q. Does Dightman Capital offer other services like financial planning?
A. Our primary focus is helping clients achieve financial objectives with sound investment strategies, but we do believe there can be tremendous value in the financial planning process. We offer retirement saving, income generation planning, college planning, restricted stock, and other financial planning strategies. In certain circumstances we will bring in a CPA, attorney, or other professional to assist with specialized needs.

If you have an additional question please contact us!