Dightman Captial Group
We manage adaptive investment strategies, as part of a comprehensive planning environment, designed to protect capital in sustained market contractions and grow capital during market expansions.

Protect...Grow...Repeat

Market & Economic Brief

March 4th, 2010

GLOBAL STOCKS
Stocks are making a recovery attempt from the pullback that developed in the middle of January but remain vulnerable, in our opinion.  We will not be surprised if stocks reach new highs in the current rally but have become more alert for another, potentially more significant, correction. 

WORLD ECONOMY
Leading economic indicators by ECRI are starting to point to a slowdown in the U.S. economy toward the middle of the year.  Debt issues in Europe, the Middle East, and some U.S. states continue to pose potential problems.

INFLATION DATA
Inflation generally appears to be contained and continued deflation concerns appear to be off the table for the time being.

U.S. RESIDENTIAL HOUSING
The housing market has stabilized but weakness has started to reappear in parts of the market.

PLANNING
New conversion rules for ROTH IRA's in 2010 may present a unique planning opportunity.

Financial Planning

At Dightman Capital Group, a well designed financial plan will help us understand your unique goals and develop strategies to help you achieve them. By understanding the risk factors in your plan, as well as the fundamentals that drive returns for your portfolio, you are more likely to succeed in achieving your wealth creation and management goals.

We offer many financial planning services, and provide a sampling of the most popular below:

Concentrated Stock Services

  • Section 16 Officer Issues
  • 144 Stock Transactions
  • ISO & NQUAL Stock Option Analysis
  • Risk Management & Income Generation Strategies

Retirement Planning

  • Roth IRA Conversion Video
  • Asset Accumulation Strategies
  • Retirement Income Evaluation 
  • Income Generation Strategy
  • Retirement Account Distribution & Transfer Analysis
  • Life, Disability & Long-term Care Insurance Analysis

College Funding
We specialize in helping high-income earning families who do not qualify for financial aid develop strategies to more effectively prepare for and potentially lower the cost of college.

  • Calculate Expected Family Contribution (EFC)
  • Estimate Total College Cost
  • Understand Saving Strategies (529, Custodial, ESA, etc.)
  • Explain Federal & Institutional EFC Differences
  • Identify Potential Tax, Cash Flow, and Asset Strategies*

*Tax & cash flow strategies in coordination with your tax advisor.

Retirement Account Funding Strategy

  • IRAs & ROTH IRAs
  • SEP & SIMPLE IRAs
  • Qualified Plans (401k)

Estate Planning
Dightman Capital offers initial estate planning consultation services with advance planning strategy referred to CPA and Estate Planning Attorney experts.